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ELI5: Could AI Agents Really Make Payments Without People?

24 August 2026·1 min read·Tsuka
What if your AI assistant could not only schedule a car ride, but pay for it on your behalf? Or negotiate for a service? This ELI5 ('Explain Like I’m 5') guide breaks down the core concepts behind machine-to-machine payments and why agent-driven money is such a big leap. ## The Building Blocks How crypto wallets, digital identity, smart contracts, and programmable permissions lay the foundation. ## Why it Isn’t Science Fiction Real-world R&D: autonomous vehicles, IoT payments, and emerging testnets where code triggers payments, not fingers. ## Where Human Agency Remains Vital Ethics, last-mile authorisations, and the problem of mistakes - why built-in supervision protects both people and purpose. ## About Tsuka Tsuka demystifies the future of money and agency for all generations, showing how digital sovereignty applies whether you’re coding, instructing, or just learning. Own Your Digital Life.

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